Optimize your asset modeling for more successful outcomes.

We have found that Asset Modeling is the magic sauce

Overthe years, our unique and personalized asset modeling approach to financial planning has been a key contributor to more successful outcomes throughout all market conditions. Asset modeling takes into consideration a client’s age, risk tolerance, asset quality and allocation, liquidity requirements, tax consideration and more. When we originated this process, we referred to it as Multi-Dimensional Diversification. After many successful years of helping clients retire well, we now simply call it Asset Modeling.

Whereas asset allocation alone simply diversifies investments between equities and bonds, asset modeling operates at a much higher level. Allocation between equities and bonds is still important, but for our clients, various alternative investment options offer growth and protection with a low correlation to the equity market. For many clients, alternatives replace the fixed income portion of their model; enabling the opportunity for higher potential long term growth, with added protection.

Retirement Planning 

Many Americans entering retirement come to find that the right asset modeling and risk controls can be almost as important as the actual dollar amount they have saved. You’ve worked hard for years to save for retirement, and now that time is upon you. Perhaps you’re now wondering if all the pieces are in place for you to enjoy a happy and worry-free retirement. Are your assets modeled properly?

Our organization prides itself on providing full-service retirement planning to the Twin Cities and the surrounding communities. We take an extensive look at each client’s unique mix of assets — this includes everything from your bank accounts, pension, and Social Security benefits, to your estate plans, wills, taxes, insurance policies and more. Our comprehensive services and strategic partnerships allow us to integrate all aspects of our clients’ wealth into a coordinated effort. Our end goal is to create financial clarity for you and your loved ones, and to promote multi-generational wealth.

We offer:
• Insurance planning
• Beneficiary review
• Retirement planning
• Financial needs analysis
• Analysis of present and future expenses
• Estate preservation
• Income planning

When you work with us, we organize all of your financial, estate and tax preparation materials into a customized online program that we call TAGVision. This proprietary program allows you to create “what if” scenarios, and view, report and manage your entire financial presence through your own personal website and mobile app.

Making a recommendation on asset modeling is not a one-size-fits-all proposal. When you speak with TAG Wealth Advisors, we provide you a framework that aims to satisfy your retirement income budgeting needs to go along with a risk tolerance that helps satisfy your growth expectations. Asset allocation simply isn’t something you do once, but something that may be ever-evolving throughout your retirement, and knowing who to turn to for advice can make a world of difference.